Why NXCash?
We make financing fast, simple, and reliable for Individuals across Malaysia.
Fast Approval
Quick, simple applications with no complex paperwork or long waits. Get decisions within 48 hours.
Low Interest Rates
Competitive rates with a maximum interest of 1.5% per month that helps you remove your extra burdens.
Licensed & Transparent
Fully regulated by KPKT, offering transparent financing with no hidden fees or charges.
AWS Secured Infrastructure
Your application is secured by the latest AWS technology for your peace of mind.
Trustgate Digital Signature
Complete Digital Signing with the highest level eKYC so that you can access financial solutions anytime and anywhere at your convenience.
Personal Data Protection Commissioner Certified
We take your privacy very seriously with Stratford Credit Sdn Bhd being certified by the Personal Data Protection Commissioner from the Department of Data Protection, Malaysia.
Backing Malaysian Businesses
Supporting entrepreneurs with their financial needs.
Empowering People
Helping Malaysians achieve their dreams
How It Works
Apply for loan online in Malaysia with our simple 3-step digital process. Fast loan approval guaranteed.
Apply Online
Click "Apply Now", fill out the simple form, and submit necessary documents. Takes only 5 minutes.
Get Approval
Your application will be reviewed and you'll receive a prompt decision.
Receive Funds
Once agreement is signed, funds are released straight to your designated bank account.
Financing Solutions
We support Malaysians and entrepreneurs with accessible & legal financing.
Personal Loan
Fast personal financing. Perfect for personal needs and small business ventures.
- Fast approval
- Flexible tenure
- Up to RM50,000
Corporate/SME Loan
Business financing for SMEs and micro-enterprises.
- For registered businesses
- Working capital
- Up To RM500,000
Loan Calculator
Personal Loan
Use our loan calculator to estimate your monthly repayments.
Loan Details
Monthly Instalment
RM 983.33/month
Loan Amount
RM 10,000
Loan Tenure
12 months
Total Interest
RM 1800.00
Total Repayment
RM 11800.00